Breaking Down Special Events Insurance Policies and their Benefits
If you are currently in the process of planning a special event, you may be considering whether taking out a special events insurance policy will be beneficial to you and whether it is worth the money. Any event that you host is special to you, and it is important that it runs smoothly without any hitches that could come back to haunt you, which is where special events insurance comes in.
Being insured when you are planning to host an event is essential, and today our team here at David J Miller Insurance Brokers want to introduce special events insurance policies and their benefits. If you would like to learn more about special events insurance policies, keep reading and make sure to contact us on 01254 355 159 for a free, no-obligation quote.
What is Special Events Insurance?
Special events insurance covers your specific event – whatever your event may be, whether that be a birthday celebration, a street party, a community fun day, or a live music festival. Whatever event it is that you are organising, it’s important that you protect yourself with insurance in case of any problems or accidents occurring. Insurance can often be overlooked and seen as an unnecessary expense, when in reality it is essential when it comes to planning an event.
Who Needs Special Events Insurance?
Anyone who is organising an event should ensure that they have sufficient protection in place. Whether you are an individual, a group, an association, a club or a company planning an event, cover is essential. Similarly, many venues also require evidence of such a policy being in place prior to allowing access to the venue. So essentially if you are planning a special event, you need special events insurance.
What Special Events Insurance Policy Options Are There?
There are a number of special events insurance policies available to choose from – depending on the circumstances of your event. There is event public liability insurance, which offers protection to the policy holder in the event of accidents or damage to third-party property, where you can be held negligent in your duty of care.
Secondly, there is employers liability insurance. This type of liability insurance provides cover for claims brought against you by staff as an employer, including any volunteers or assistants you have entered into a contract of service with. There is also event cancellation insurance. This provides financial compensation for your losses should your event be cancelled for circumstances out of your control.
What Benefits Will Special Events Cover Provide Me?
By covering your event with special events insurance, you can rest assured that in the case of any problems or accidents occurring – you will be covered. Event organisers have a duty of care to their guests, attendees, exhibitors, members of the public and staff. Special events cover will protect both you and others at your event in case of any accidents or damages.
To learn more make sure you visit our website today. We can provide special event insurance cover with low-cost premiums. It’s easy to get a quick quote and hassle-free coverage with us in just a couple of minutes.
Contact David J Miller For a Free, No-Obligation Quote
We hope that this informative post has taught you more about special events insurance. If you’d like to receive your free, no-obligation quote for your event then don’t hesitate to contact our team today. You can reach us on 01254 355 159 to speak with a member of our team directly. Or by fill out our online enquiry form.
If you have any questions for our team regarding our events insurance, please give us a call. We are always happy to help and answer any questions that you might have. To learn more about our insurance policies, you can visit our website today.
