Scare Event & Halloween Event Insurance
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Why don’t we provide an online event insurance quote and buy service? We used to, but in our experience, we found that most users insured themselves incorrectly, rather than have you do all the work and make a mistake we prefer to speak to you, find out about your event and provide a quote in person that meets your requirements. Better safe than sorry. We can quote most types of events over the phone in a matter of minutes.
Scare Event & Halloween Event Insurance
As the days shorten and the spooky season arrives, scare events are out in full force!
From scare mazes & scare fests to pumpkin trails and other haunted attractions. Fright night events are all the rage, but while they’re purpose is to give a good scare, they can also lead to real dangers. Hazards like flashing lights, smoke & fog, uneven flooring, low lighting, loud noises and sudden jump-scares can easily lead to slips, trips, or worse.
That’s where David J Miller Insurance comes in. We understand the risks involved in hosting these spooky events, and without the right insurance coverage, you could end up with a scare far worse than your guests!
No matter the size or type of Halloween event you’re planning, you have a responsibility to protect everyone involved—attendees, exhibitors, the general public and your employees. Our event insurance policies can give you peace of mind, covering accidents, injuries, and third-party property damage that may occur as a result of negligence.
Halloween event insurance is crucial. It can cover everything from injury compensation claims to damaged event equipment. Plus, we can offer protection against cancellations due to adverse weather, so your outdoor events aren’t left out either.
While public liability insurance isn’t legally required, it’s a smart move if covering potential compensation claims seems daunting.
Get in touch and let us help ensure your event stays protected, no matter what may go bump in the night!
No need to be scared—our event insurance premiums are highly competitive!
Halloween Events We Can Cover
Halloween events we can provide insurance for include:
- Scare fest
- Scare maze
- Haunted attractions
- Haunted houses
- Pumpkin patches
- Haunted mazes
- Escape rooms
- Halloween trails
- Halloween installations
- Zombie apocalypse experience
- Outdoor cinema experience
- Arts and crafts workshop
- Other immersive or interactive scare attractions
Worried about your event equipment being stolen or damaged?
Check out our event equipment insurance options for more information.
Halloween Event Insurance Cover options
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Public Liability Insurance: Safeguards you against claims made by attendees or the public for accidents or injuries.
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Event Equipment Insurance: Covers financial losses due to the theft, damage, or loss of event-related equipment.
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Employer Liability Insurance: Provides protection against claims made by your staff for work-related injuries or accidents.
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Event Cancellation Insurance: Offers financial protection if your event is cancelled or disrupted due to adverse weather conditions like rain, flooding, or storms.
How To Help Minimise Risk at Scare Events
To ensure your spooky event runs smoothly and safely, here are some important precautions to consider:
- Fire extinguishers: Keep them on hand and accessible in case of emergencies.
- Warning signs: Clearly mark hazardous areas to keep attendees informed.
- Age limitations/adult-only events: Restrict access for younger attendees where appropriate to minimize risk.
- Guides: Have staff or guides available to assist and direct attendees safely.
- Well-lit entrances, exits, and stairs: Ensure all access points are properly illuminated or clearly marked for easy navigation.
- First-aid kits/first-aiders: Have medical supplies and trained personnel ready to handle minor injuries.
- Avoid serving alcohol: If possible, reduce the risk of accidents by limiting alcohol consumption.
- Venue risk assessment: Conduct a thorough review of the venue to identify and address potential hazards.
- Waivers: Require attendees to confirm their health, fitness, age, and understanding of risks involved.
- Comprehensive insurance: Make sure you have robust coverage to protect against injuries or accidents during the event.
- If your event is outdoors, a contingency plan is essential since unpredictable winter weather in the UK can easily disrupt your event.
Public Liability Insurance
Protection from legal liability arising from injuries to members of the public or damage to 3rd party property caused by your negligence.
Employers Liability Insurance
Protection from legal liability arising from injuries to employees, assistants including unpaid volunteers caused by your negligence.
Event Equipment Insurance
Protection for your event equipment which is owned or hired in for use at your event should it be damaged or stolen.
Cancellation Insurance
Protection or financial losses should your event be cancelled, postponed or abandoned due to unforeseen circumstances beyond your control.
Why Should I Choose David J Miller Insurance Brokers?
At David J Miller Insurance Brokers, we understand that planning an event can be stressful. This is why we don’t just want to sell you an halloween event insurance policy. We are on hand to assist with any of your concerns or queries. Guiding you through the insurance process, our friendly advisors will ensure you have everything in place to carry out a successful halloween event. Our events insurance brokers are not only experts in their field, but also endeavour to offer first-class customer service to every one of their clients.
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