Why Public Liability Insurance is Essential for Events
Are you planning an event and researching the various insurance policy options available to you? With so many insurance policy options out there, it can be tricky to know which ones are essential to have when planning or organising an event. Public liability event insurance is in our opinion an essential insurance policy that you need to have when hosting an event, to ensure that you are protected against any potential claims brought against you in the event of an injury to a member of the public.
Today our team at David J Miller Insurance are here to tell you more about what public liability insurance is, and why it is essential for events. If you’d like to learn more about public liability insurance, keep reading and make sure to contact our team on 01254 355 159 to receive your free, no-obligation quote.
What is Public Liability Insurance?
Public liability insurance is a type of insurance cover that provides you – the policy holder – with protection when you are organising any type of event. Cover for public liability ensures that you have protection for your liabilities against any potential claims that may occur, for example in the event of an accident or injury occurring. It will provide you with cover where you could be held negligent in an incident where an accident or damage occurs to a third party at your event, or to their property.
Who Needs Public Liability Insurance?
When planning or organising an event is advised to have public liability insurance, no matter what your event is. Whether you are hosting a music festival, an exhibition, a sporting event, a party, a conference, or a craft fair. Generally, any event where you will be in contact with members of the public, public liability cover is highly recommended. It will give you peace of mind that you are covered in case of any incidents occurring, even if you think they won’t.
Why is Public Liability Insurance Essential?
Public liability insurance is highly recommended. It can cover you in the case of any accidents, injuries, or damages that could occur at your event. Hopefully, there are no incidents and you do not have to use your insurance. However, in the case of anything occurring you can rest assured that you are covered. If you are having any contact with the public at your event, you need public liability cover.
You never know what kind of incident or injury could occur at your event. Consequently, it is so important to be protected in this case. Even a very small incident or injury could result in a substantial claim. If you do not have insurance, this could be financially devastating.
If you’d like to learn more about our events insurance, give us a call on 01254 355 159. Our team will be more than happy to talk you through your insurance policy options. We can provide you with a personalised free, no-obligation quote.
Receive Your Free, No-Obligation Events Insurance Quote
We hope that this informative post has helped you learn more about public liability insurance. If you would like to receive a free, no-obligation quote for your event, you can contact us today. You can give us a call on 01254 355 159, and speak with a member of our team directly. We will be able to provide you with a quote over the phone in minutes. Or you can fill out our online enquiry form.
Have a question for our team regarding our events insurance? Contact our team today. Our team will be able to provide you with any assistance that you require, and further information on our policies.
