Why Events Public Liability Insurance is Essential

Incidents can occur at all types of events; big or small. This is why organisers of events need to make sure that they are protected in case of any potential claims. Events public liability insurance provides you the event organiser, with protection for your liabilities. This is regardless of whether you are organising an exhibition, community day, party, or sports event. 

Here at David J Miller Insurance Brokers, we specialise in supplying event insurance to a variety of industries. Regardless of your event insurance needs, our team is here to help. We provide insurance to individuals, businesses, groups and associations throughout the UK and pride ourselves on our excellent customer service and competitive prices. 

Today our team outlines why event public liability insurance is essential, and our low premium event public liability insurance options. 

The Process of Events Public Liability Insurance

Event public liability insurance is there to protect you if someone is injured during your event or your equipment gets damaged. No matter how well prepared you are, accidents can occur and you need to ensure that you, the event organiser and any staff that you hire are protected against all potential incidents. 

Claims can amount to thousands of pounds, which is why public liability insurance will protect you from having to pay out these kinds of costs if anything does occur. Hosting an event puts a lot of responsibility in your hands, which is why covering yourself with event public liability insurance should be an essential step for your event organisation. 

Event public liability insurance is designed to protect event organisers from these potential risks, and make you feel confident that if anything does occur that we have you covered. As well as event public liability insurance, you may consider adding extensions such as employers liability insurance, event cancellation insurance, and property cover to further protect you from any potential claims, incidents and cancellations.

Cover Indemnity

Indemnity cover is the limit that you will be covered for in case of any claims made towards you. Our cover indemnity ranges from £1,000,000 through to £20,000,000 million. This is depending on your requirements, which are often guided by the size of your event. There are other factors that will be considered when deciding on your cover indemnity. These factors can include the number of participants and attendees, as well as your venue requirements. Many venues such as halls, conference and exhibition facilities and local authority venues tend to require a minimum indemnity limit of £5,000,000. You need to ensure you have checked this with your venue before taking out your policy. 

Legal Responsibility Advice

Our team can advise you on your legal responsibilities, helping you choose the correct indemnity cover and insurance type. So you do not need to worry about taking out the wrong type of insurance with us. Our knowledgeable and expert team is there to provide you with advice, guiding you through the insurance process. 

Although we can provide cover at short notice, we advise that you arrange your event insurance as early as possible. This ensures your cover is in place in sufficient time for your event and you are fully prepared and protected. If you decide to purchase event cancellation insurance also, we recommend you take this out as early as possible to ensure that you have the maximum period of cover prior to your event date.

Receive a Quote for Events Public Liability Insurance

Are you ready to purchase your event public liability insurance? We can provide you with a quote over the phone and arrange your cover in minutes. Our quotes are competitive, and our insurance prices are affordable and offer great value for money. Our account handlers have the experience and expertise to help with any questions. Additionally, they can guide you through our event public liability insurance cover in further detail. 

Alternatively, you can fill out our online enquiry form. A member of our team will give you a call shortly to arrange your insurance cover. Once purchased, your cover will be confirmed for your chosen start date and your documents will be emailed to you. If you have any questions please do not hesitate to contact us. Give us a call on 01254 355 159 to speak with a member of our team.