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Event Contingency Insurance

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Why don’t we provide an online event insurance quote and buy service? We used to, but in our experience, we found that most users insured themselves incorrectly, rather than have you do all the work and make a mistake we prefer to speak to you, find out about your event and provide a quote in person that meets your requirements. Better safe than sorry. We can quote most types of events over the phone in a matter of minutes.

Event contingency insurance or cancellation insurance is here to cover you for financial losses if your event was to unexpectedly cancel. Disturbances or unforeseen circumstances resulting in your event becoming cancelled, postponed, reduced/expanded, relocated, or interrupted can have a big financial impact on you and your business. 

With over 50 years of experience in the insurance industry,  David J Miller Insurance Brokers understand how important it is to be cautious, rather than have regrets later.

What Can Event Contingency Insurance Cover?

We can offer event contingency insurance for many events, this can include outdoor events, musical festivals, charity balls and corporate events.  

Some events we cover include:

Don’t see your event above? Not to worry as these are just a few of the many events we cater for.
 
Get a quote for your event today.
What Can My Event Be Impacted By?

Events can be impacted by many things, a lot of these are external factors that are beyond your control. Event contingency insurance can minimise the the financial impact caused by last minute unexpected scenarios. You can be protected for your profit/costs lost in the event that you are unable to recover. Some examples of this would be:

Weather: Bad weather can severely impact an event. Examples of this include flooding of venues, damaged equipment, inability to proceed with an outdoor event due to adverse weather such as storms.
Non-appearance: Unforeseen circumstances such as travel issues, health issues, illnesses and more could result in the non-appearance of key performers.
Venue: Problems with the venue could result in the venue not being able to fulfil the event such as electrical issues, vermin infestation, fire hazards/fires, floods, unsafe buildings etc.
 Death, disablement, disgrace, civil commotion, national mourning and terrorism (UK)

Worried about your event being cancelled? 

Event cancellation is covered by our event contingency Insurance. You can learn more about events cancellations here.

Adverse Weather Extension

Adverse weather is usually the main reason event contingency insurance is purchased. Event insurance that includes an adverse weather extension can  cover you if the weather conditions during or leading up to the event are such that continuing with or proceeding with the event would be deemed dangerous. In this case, you should ensure that your insurance provides you adequate cover for the cancellation of the event. Events can be curtailed, interrupted, postponed, relocated, abandoned and cancelled, all due to affects of bad weather.

Adverse weather insurance can cover you for weather conditions which:

Are considered to be a serious threat to the safety of all parties attending the event.

A relevant authority or government consider the weather conditions to be a serious threat to the safety of those attending the event. (e.g storms or high weather warnings).

Prevent you from undertaking necessary set up to proceed with the event. This could be due to safety concerns for those responsible for set up or due to physical impossibility.

Look at our blog to learn more about bad weather and other covers we provide.

Reasons to Arrange Event Contingency Insurance Through Us

Competitive rates with access to some of the UK leading insurers.
Bespoke policies to meet your unique requirements.
Claims support if the worst is to happen.

Why Should I Choose David J Miller Insurance Brokers?

At David J Miller Insurance Brokers, we understand that planning an event can be stressful. This is why we want to do more than just sell you an event contingency insurance policy. We are on hand every day of the working week to assist with any of your concerns or queries. Guiding you through the insurance process, our friendly advisors will ensure you have adequate cover to meet with your requirements so that if your event is cancelled there is financial protection in place.

Our event contingency brokers are not only experts in their field, but also endeavour to offer first-class customer service to every one of their clients.

For a free, no obligation cover quote:

Need more than Event Contingency Insurance? 

Check out our public liability insurance and event equipment insurance  options for more information.

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